Use this information to help you assess which product may be most appropriate for your protection needs. For full details of cover please refer to the appropriate PDS.


Superior Life Insurance Cover

Self Managed Superannuation Fund Life Insurance

Essential Life Accidental Death Cover

Prime Funeral and Final Expenses Cover

Main cover benefit

Life Insurance benefit - a lump sum benefit paid in the event of your death to help provide for the future financial security of your loved ones. Life Insurance benefit - a lump sum benefit paid in the event of the death of an insured member Accidental Death benefit - a lump sum benefit paid in the event of your death, as a result of an accident, to help provide for the future financial security of your loved ones. Funeral and Final Expenses benefit - a lump sum benefit paid in the event of your death to assist with your funeral and other final expenses.

Additional
built-in
benefits


Terminal Illness benefit - an advance payment of your life insurance benefit on diagnosis to assist financially at this difficult time.

Advance funeral benefit - a payment of $10,000 from your life insurance benefit to assist with your funeral costs.

Terminal Illness benefit - an advance payment of your life insurance benefit on diagnosis to assist financially at this difficult time.

Advance funeral benefit - a payment of $10,000 from your life insurance benefit to assist with the insured members funeral costs.
Advance funeral benefit - a payment of $10,000 from your Accidental Death benefit to assist with your funeral costs.

 

Triple benefit - for Funeral expenses if death is as a result of an Accident.

No premiums payable after your Policy Anniversary from age 90 onward.
Optional cover benefits

Total and Permanent Disability (TPD) cover - funds to assist you if an event leaves you totally and permanently disabled.

Trauma cover - funds to assist you if you are diagnosed with a covered serious illness.

Total and Permanent Disability (TPD) cover - funds to assist if an event the insured member is totally and permanently disabled. Accidental Serious Injury cover (ASI) - funds to assist if you suffer a covered serious injury. Accidental Serious Injury cover (ASI) - funds to assist if you suffer a covered serious injury.

Minimum & maximum ages (at Policy Commencement
Date)

Minimum age: 18 years

Maximum age:
Life insurance: 64 years
TPD & Trauma: 59 years

Minimum age: 18 years

Maximum age:
Life insurance: 64 years
TPD: 59 years

Minimum age: 18 years

Maximum age:
Accidental Death: 64 years
ASI: 64 years

Minimum age: 18 years

Maximum age:
Funeral: 75 years
ASI: 69 years

Benefit
expiry date

Life insurance: Can keep benefit for life

 
TPD & Trauma: Policy Anniversary following your 65th birthday

Life insurance: Can keep benefit for life

TPD: Policy Anniversary following your 65th birthday

Accidental Death:Policy Anniversary following your 64th birthday

ASI: Policy Anniversary following your 64th birthday

Funeral: Can keep benefit for life

 
ASI: Policy Anniversary following your 75th birthday

Minimum benefit
sum insured

Life insurance benefit: $100,000

TPD & Trauma benefits: $50,000

Life insurance benefit: $100,000

TPD benefits:
$50,000

 

Accidental Death benefit: $100,000

ASI benefit:
$100,000
Funeral Benefit:
$6,000

ASI benefit:
$100,000

Maximum benefit
sum insured
(at Policy Commencement Date)

 

 

Life insurance, at age:
18-44: $1,500,000
45-54: $1,000,000
55-59: $ 750,000
60-64: $ 500,000

TPD, at age:
18-44: $1,500,000
45-54: $1,000,000
55-59: $ 750,000

Trauma benefit, at age:
18-59: $500,000

Life insurance, at age:
18-44: $1,500,000
45-54: $1,000,000
55-59: $ 750,000
60-64: $ 500,000

TPD, at age:
18-44: $1,500,000
45-54: $1,000,000
55-59: $ 750,000

Accidental Death, at age:
18-54: $ 1,000,000
55-59: $ 750,000
60-64: $ 500,000

 
ASI, at age:
18-64: $250,000

 

 

Funeral, at age:
18-75: $15,000

 
 
 
ASI, at age:
18-69: $250,000

 

 

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